Insights
Honest property insights for JB and Malaysia buyers
Costs, legal fees, MM2H, subsale risks and estate planning, written up from my YouTube videos, with the sources listed so you can check them yourself.
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Foreigners Can Get a Home Loan in Malaysia. Here’s What’s Actually Different
Lower margins, more paperwork and 8% stamp duty paid in cash. The three things that change a foreign buyer’s cash plan, with a worked example on a RM1 million property.
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Buying Malaysian Property Through a Company: The Trade-Off Nobody Mentions
A Sdn Bhd is not an automatic tax saving, and a foreign-owned company is still a foreign buyer. Ownership rules, RPGT rates and the resident-director requirement, compared.
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Can You Use Your CPF to Buy Property in JB? The Short Answer Is No
CPF savings can only be used for property in Singapore. What that means for a Johor Bahru purchase, how Singaporeans actually fund one, and the HDB rule that applies first.
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“I Earn RM10,000 a Month. Why Was My Housing Loan Rejected?” DSR Explained
Banks don’t just look at what you earn, but at what you already owe. How the debt service ratio (DSR) works, with an example of two buyers on the same…
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Defect Liability Period Over? You May Still Be Able to Claim Against the Developer
The 24-month defect liability period is not always the end of the developer’s responsibility. A 2024 court decision on latent defects, and what it means for owners.
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Your Keys Are Late? The Developer Might Owe You Money (LAD Explained)
If your new launch is handed over late, you may be owed liquidated ascertained damages (LAD) at 10% a year of the price, counted from your booking fee date. How…
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Singapore Buyers: Your CPF Nomination Does Not Cover Your Malaysian Property
Many Singaporeans assume their CPF or insurance nominations cover their JB home. They don’t. What actually happens to Malaysian property, and how to fix it.
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MM2H Malaysia 2026: What They Don’t Tell You
The MM2H tiers, deposits and property rules for 2026, and the six conditions that catch applicants out: USD deposits, the compulsory purchase, the 10-year lock-in and more.