Insights
Foreign buyers & MM2H
Minimum prices, Singapore CPF and MediShield questions, and the MM2H programme.
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Cross-Border School Options in Johor and Singapore: A Guide for JB Families (2026)
International schools, Student Pass rules, Singapore school fees, the RTS Link and childcare for families who work in Singapore and want to live in JB.
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Owning JB Property as a Singaporean: HDB, ABSD and Tax Questions Answered
Can you own a JB home with an HDB flat? HDB’s 30-month rule, ABSD, CPF and tax on rent explained for Singaporeans.
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Financing JB Property from Singapore: Malaysian Loan, Singapore Loan or Cash?
How Singaporeans can pay for a JB home: Malaysian ringgit loans, SGD loans from Singapore banks, equity loans or cash, with a worked RM1m example.
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Singaporeans Buying in JB: Check the Minimum Price and the Foreign Quota First
You can’t just buy whatever you like in JB. Johor’s RM1 million minimum price for foreigners, the per-project foreign quota, and the Medini exception, explained before you shortlist.
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Retiring to JB? Your MediShield Life Won’t Follow You
MediShield Life is designed for treatment in Singapore, not Malaysia. What Singaporeans retiring to Johor Bahru need to sort out for healthcare before they move.
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Leaving Malaysian Property to a Foreign Beneficiary? They May Need State Consent
A non-Malaysian beneficiary usually needs state consent before an inherited property can go into their name, even with a valid will. What it costs, and how to plan for it.
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Worried About “Double Death Tax” on Your JB Property? Here’s the Truth
Neither Singapore nor Malaysia has estate duty any more. The real cost of passing on a JB property is the process in Malaysia, and here is how to plan for…
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Foreigners Can Get a Home Loan in Malaysia. Here’s What’s Actually Different
Lower margins, more paperwork and 8% stamp duty paid in cash. The three things that change a foreign buyer’s cash plan, with a worked example on a RM1 million property.
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Can You Use Your CPF to Buy Property in JB? The Short Answer Is No
CPF savings can only be used for property in Singapore. What that means for a Johor Bahru purchase, how Singaporeans actually fund one, and the HDB rule that applies first.
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Singapore Buyers: Your CPF Nomination Does Not Cover Your Malaysian Property
Many Singaporeans assume their CPF or insurance nominations cover their JB home. They don’t. What actually happens to Malaysian property, and how to fix it.
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MM2H Malaysia 2026: What They Don’t Tell You
The MM2H tiers, deposits and property rules for 2026, and the six conditions that catch applicants out: USD deposits, the compulsory purchase, the 10-year lock-in and more.