Buyer guide · Kedah
Buying a subsale property in Kedah
A subsale (resale) home is bought from its current owner: you see the actual unit, the view and the neighbours, and you can move in or rent it out within months. This guide sets out the steps, the real costs and the checks, with recorded and asking prices for the 8 Kedah projects on this site.
The process
Steps to buy a subsale property
- Set your budget. Get a bank pre-assessment. Banks usually lend up to 90% for your first two properties and up to 70% from the third.
- Compare prices. Set asking prices against recorded transactions in the same building (NAPIC open data, EdgeProp, or ask Jason).
- View and check. Defects, water pressure, parking and the management office’s statement of arrears.
- Offer and earnest deposit. An offer to purchase with an earnest deposit, usually 2% to 3%, subject to contract.
- SPA and the 10% deposit. Your lawyer searches the title and the seller, then you sign the SPA and pay the balance of the 10%.
- Loan and consents. The bank values the unit. State consent is needed for foreign buyers and for some leasehold or restricted titles in Kedah.
- Completion and keys. Usually 3 months from the SPA or consent, with a 1-month extension at interest; then the title is transferred and the keys handed over.
Kedah rules
What applies to foreign buyers and sellers in Kedah
State rules as summarised on the Kedah property page; confirm the current position with your lawyer before you sign.
Minimum price: RM1 million (Bar circular)
The Malaysian Bar’s December 2024 circular lists Kedah’s minimum for foreign buyers of residential, commercial and industrial property as RM1 million.
Mainland figure: sources differ
PropertyGuru, iProperty, ASCO and Low & Partners guides (2023–2026) list RM600,000 for mainland Kedah and RM1 million for Langkawi. A copy of the state guideline in circulation gives RM1 million per unit. Confirm the figure that applies on the day with your lawyer.
Langkawi: RM1 million
Every current guide checked, and the Bar circular, give RM1 million for Langkawi. Older material quoting RM500,000 is out of date. Langkawi has no separate foreign-buyer authority: the same Kedah state consent applies.
Off-limits homes
Single-storey terrace houses, low-cost homes, Bumiputera-quota units, auction properties and property on Malay Reserved Land are not open to foreign buyers. Agricultural land is not permitted except where the state allows.
Off-limits commercial property
Single or double-storey shops, low-cost shops, stalls and service workshops are also closed to foreign buyers.
State consent and levy
Every purchase needs Kedah State Authority consent, applied for through your lawyer at the Kedah Land and Mines Office (Pejabat Tanah dan Galian), and a levy is charged on approval. The levy rate is not published in the sources checked.
Price evidence
Recorded and asking prices in Kedah
One line per project on this site, as shown on each project page. Transacted figures are deals recorded with the valuation department; asking figures are listings.
| Project | Figure | Source and date |
|---|---|---|
| Amansuri Residences | From about RM478,000 · RM334–385 psf for sale | PropertyGuru building page, Oct 2026 |
| Century Suria | From about RM370,000 · RM353–702 psf for sale | PropertyGuru, Oct 2026 |
| G Residence | About RM420,000 – RM690,000 · RM324–664 psf for sale | PropertyGuru, Oct 2026 |
| Lavanya Residence | About RM1,365,300 – RM3,950,000 · RM731–1,222 psf for sale | PropertyGuru, Sep–Oct 2026 |
| Perdana Residence | From about RM360,000 · from RM356 psf for sale | PropertyGuru, Oct 2026 |
| Permaipura Villa | RM548,000 (one listing seen) single-storey bungalow, for sale | PropertyGenie listing, Oct 2026 |
| Saujana Sylvia | RM630,000 – RM880,000 semi-detached homes in SP Saujana (3 listings) | PropertyGuru listings, Oct 2026 |
| Sky Residence | About RM370,000 – RM460,000 · RM259–307 psf for sale | PropertyGuru listings, Oct 2026 |
Asking prices from property portals in the month shown.
What it costs
Cash needed on a RM500,000 subsale home
| Item | Amount | How it is worked out |
|---|---|---|
| Down payment | RM50,000 | 10% of the price |
| Stamp duty on the transfer | RM9,000 | 1% of the first RM100,000, 2% of the next RM400,000, then 3% to RM1 million and 4% above |
| Stamp duty on a 90% loan | RM2,250 | 0.5% of the loan |
| Lawyer’s fees (SPA and loan) | about RM11,900 plus SST | Solicitors’ Remuneration Order 2023 scale |
| Valuation and disbursements | about RM1,500–3,000 | Bank valuation, searches, registration |
Illustration for a Malaysian buyer. Malaysian first-time buyers at RM500,000 or below pay no stamp duty on the transfer or loan for SPAs signed from 1 January 2026 to 31 December 2027. Foreign buyers pay 8% stamp duty on the transfer of a home from 1 January 2026. Use the buying costs calculatorCalculate my exact costs → for your numbers.
Straight answers
Frequently asked questions
Can a foreigner buy a subsale property in Kedah?
Yes, if the unit meets the Kedah minimum for foreign buyers (Minimum price: RM1 million (Bar circular)) and is not a restricted unit, with state consent. Stamp duty for foreigners buying a home is 8% from 2026.
How long does a subsale purchase take?
Commonly three to four months from the SPA to the keys; longer when state consent is needed.
How much cash do I need for a RM500,000 subsale home?
About RM75,000 to RM78,000 including the 10% deposit, stamp duty and legal fees, before renovation. A Malaysian first-time buyer may save the stamp duty.
Where do I see what units really sold for?
Recorded transactions are published through NAPIC open data and summarised on EdgeProp and Brickz. The table above links each project on this site; Jason can pull the latest deals for a specific unit type.
General information by a registered agent, not legal or tax advice. Rates as published for 2026; your lawyer and LHDN have the final figure. Checked October 2026.
Looking for a subsale home in Kedah?
Send your budget, area and property type. I will reply with units that fit, recorded prices and a full cost estimate.